# Overview

Welcome to Kinetic, a lending protocol that prioritizes giving access to new and expanding decentralized markets.

Kinetic makes lending and borrowing digital assets simple and secure. We enable users to unlock the value of non-native assets within a decentralized, trustless framework.

Kinetic integrates native assets as well as bridged assets to enhance cross-chain liquidity and broaden market access. With a growing list of supported tokens across the Flare and Soroban ecosystems.

Kinetic is proud to work alongside trusted partners such as the Flare network, the Stellar Foundation, Shapeshifter, Hypernative, Rome Blockchain Labs, and more. These collaborations provide the secure infrastructure and operational reliability needed to keep Kinetic running seamlessly.

With Kinetic, users can engage in permissionless lending and borrowing, enjoying a flexible, secure, and transparent financial network. Earn yield by lending assets, leverage through borrowing, and access liquidity without intermediaries. Instant deposits and withdrawals make the platform ideal for both individual users and enterprises.

Interest rates on Kinetic are market driven and set by supply and demand, ensuring transparency.&#x20;

Borrowers on Kinetic overcollateralize their loans, with borrowing limits based on the real-time market value of their collateral; the Health Factor tool allows users to monitor and manage their borrowing risk effectively.

With a focus on accessibility and innovation, Kinetic brings new possibilities to DeFi and the future of finance.

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